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Certificates of Insurance
According to the code of the Commonwealth of Virginia §38.2-518 (Certificates of Insurance) and Maryland code §19-116 (Certificates of Insurance and Certificate of Insurance Forms) this agency complies with the following. 1. No person shall issue or deliver any certificate of insurance that attempts to confer any rights upon a third party beyond what the referenced policy of insurance expressly provides. 2. No certificate of insurance may represent an insurer’s obligation to give notice of cancellation or nonrenewal to a third party unless the giving of such notice is required by the policy. 3. No person shall knowingly demand or require the issuance of a certificate of insurance from an insurer, insurance producer, or policyholder that contains any false or misleading information concerning the policy of insurance to which the certificate makes reference. 4. No person shall knowingly prepare or issue a certificate of insurance that contains any false or misleading information or that purports to affirmatively or negatively alter, amend, or extend the coverage provided by the policy of insurance to which the certificate makes reference. To learn more about this code, please visit https://law.lis.virginia.gov/vacode/title38.2/chapter5/section38.2-518/ (Virginia) and http://mgaleg.maryland.gov/webmga/frmStatutesText.aspx?article=gin§ion=19-116&ext=html&session=2017RS&tab=subject5 (Maryland).
In compliance with the United States Privacy Act of 1974, 5 U.S.C. § 552a, Perry Family Insurance Agency (Agent) will verify three of the following five pieces of information prior to releasing any statements, documents, personal information, and/or policy information. The release of such information to any party other than Agent’s client is prohibited. The client shall grant a third party temporary or permanent access to such information with a signed written request faxed, scanned, or mailed to Agent. Verification Information Used: Last four digits of Client’s Social Security Number (SSN) or Federal Tax Identification Number (FEIN), Client’s Date of Birth, Client’s Telephone Numbers on File, Mailing and/or Physical Address, How Many Policies Client holds with Agent.
Except as provided by your current insurance policy no coverage is bound until requested in writing and confirmed by an authorized agent.