Business Owners Policy
Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package.
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What is BOP?
One package purchased by small and mid-sized businesses is the business owners policy (BOP).
Package policies are created for businesses that generally face the same kind and degree of risk. Larger companies might purchase a commercial package policy or customize their policies to meet the special risks they face.
This harm is a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and errors in services provided.
BOPs include:
Remember: BOPs do NOT cover professional liability, auto insurance, worker’s compensation or health and disability insurance. You’ll need separate insurance policies to cover professional services, vehicles and your employees. For a quote, please call our office at (804) 675-4300.