Mobile Home Insurance

To safeguard your manufactured or mobile home, your insurance policy covers:

  • Manufactured homes and any attached structures.
  • Other structures at your premises that are separate from the dwelling.
  • Personal property wherever it may be.
  • Loss of use to cover the additional living expenses you incur due to temporary relocation.
  • Personal liability for bodily injury or property damage claims brought against you anywhere in the world.
  • Medical payments to others who are injured in an accident arising from your premises or personal activities.

Extra Features

The Mobile HomeProtector Policy protects you with many extra features, including:

  • Coverage up to $2,500 for loss due to theft, forgery or unauthorized use of a credit card and unknowingly accepting counterfeit money.
  • Payment up to the personal property limit for loss to contents of a refrigerator or freezer from either power or mechanical failure.
  • Coverage up to $3,000 for theft of jewelry, watches, furs, precious stones.
  • Reimbursement for fire extinguisher recharge after a fire loss.
  • All reasonable fire department service charges to save or protect insured property.
  • Coverage up to $3,000 for theft of guns.

Optional Coverages

Some optional coverages you may choose to add to your policy include:

  • Replacement cost on personal property
  • Sewer or drain back-up
  • Personal injury coverage
  • Enhancement endorsement