Life Insurance Can Be a Gift

Life insurance is usually talked about as a way to protect your family financially in case of the worst. But what if no one is financially dependent on you—the kids are grown, and the rest of your family takes care of their own finances? Then, life insurance can be a way to show how much you care.
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Grandparents can buy a policy for their grandchildren to use for their college funds. Parents can buy one to give their children greater financial independence, allowing them to pay off cars, clear mortgages or wipe out student loans. Or to give them a chance to start their own business, take a cruise around the world, or otherwise follow their dreams.
Life insurance doesn’t just have to be a crutch to help your family get by after you’re gone: it can be a true gift to your heirs. Imagine: if you could leave all those you love with financial freedom, wouldn’t you?
Give us a call today and we’ll talk about how you can use life insurance policies as one last, amazing gift to those you love.

Protect Your Home from Summer Storms

Ah, summer. Time for barbeques on the back patio, baseball and ice cream. doublestrikeWe hope your summer is full of nothing but sunshine, but unfortunately, some of nature’s most powerful storms take place between swim meets and summer strolls. Be sure to get your house ready for tornado season with a few simple steps:

 

  • Trim your trees: Get rid of any overhanging tree branches that may blow onto your house. Pay special attention to dead trees and limbs, which are especially prone to falling.
  • Check the roof: Roofs are one of the weakest parts of your home when it comes to tornado-force winds. Make sure you don’t have loose shingles, which can easily be blown off in a storm.
  • Shut it up: If you have exterior shutters, keep them closed when a storm is on its way to keep your glass intact.

 

Sometimes all the prevention in the world isn’t enough in the face of a tornado. Is your home protected in case of a total loss?  Talk to us; we can help make sure you have the coverage you need.

 

Did you find this information useful?  Consider telling a friend about us. It’s the highest compliment we can receive!

Do You Have a Teen Driver?

As a parent, you probably have some jitters about your teen driver. And that’s completely understandable considering the fact that teens are statistically more likely to be involved in a crash than the general population.

The good news is there’s plenty you can do to keep newly minted drivers safe behind the wheel. It all starts with information — and the following sites, all created by trusted federal and national organizations, can help. (Added bonus: Many of them also include fun features like podcasts and downloadable videos.) So click over any (or all) of them to learn how to have an important — and possibly life-saving — conversation with your teen driver.

National Highway Traffic Safety Administration – Teen Driver Safety
http://www.nhtsa.gov/Teen-Drivers

Tucked within this catch-all site for all things safety is a special section on teen driving. It’s full of hard research and stats as well as creative materials — among them, audio and video clips, toolkits and posters — you can use to raise awareness in your home and in your wider community.

Distraction.gov – Teens
http://www.distraction.gov/content/get-involved/teens.html

Just a few of the features on this well-designed site include a clickable map detailing each state’s distracted driving laws, fast facts about the issue and a pledge form for anyone ready to commit to phone-free driving. Also, make sure to check out the Faces section — it’s full of high-impact stories and videos of people who lost their lives as a result of their own or others’ distracted driving.

Centers for Disease Control and Prevention – Motor Vehicle Safety: Teen Drivers
http://www.cdc.gov/Motorvehiclesafety/Teen_Drivers/index.html

The CDC promotes traditional research and facts along with new media and social media resources such as podcasts, e-cards and widgets. There are also links to other helpful sites and a special parents’ section with free branded and customizable materials.

National Safety Council – Teen Driver Safety
http://www.nsc.org/safety_road/TeenDriving/Pages/teen_driving.aspx

This site’s strongest selling point is its information on Graduated Driver Licensing (GDL) — a novice driver licensing system that can reduce teen drivers’ high crash risk by 20 to 40 percent. Even if your state doesn’t have a GDL initiative in place, you can jump start your own program by following the step-by-step guide outlined by the experts at the NSC.

If you have questions about insuring your young driver, contact our agency.