Typical homeowner policies cover $3,000 worth of jewelry. What if you have more?

For many people, jewelry isn’t just something that looks pretty—it has real sentimental value. Maybe it’s your class ring, or your grandmother’s pearl necklace. Maybe it’s the antique wedding ring your653902988_6a42cdca2a_z husband gave you when he proposed on bended knee, or maybe a killer diamond tennis bracelet you bought just because.

Whatever your jewelry means to you, it’s important to protect these financial and emotional investments. Many homeowners policies will cover a limited amount of jewelry in the case of theft or destruction, but what if you have more jewelry that needs protecting? In many cases, that can mean filling out long itemized forms for each and every piece of jewelry you own.

But with ErieSecure HomeSM, you can receive blanket jewelry coverage. That means you can insure your jewelry collection for a set amount—whether that’s $5,000 or $500,000. There’s no need to itemize and insure each piece separately; one policy covers them all. You simply need to have proof of ownership and an assessed value for each piece in case of loss, and you’re good to go.

Jewelry is so much more than just stones and metal. Don’t risk losing your precious belongings. Call us today to find out about blanket coverage for your jewelry and the other host of benefits from ErieSecure Home.

Most American homes are underinsured by 38%. Is yours?

Home. The word itself is solid, warm and comforting. But what if all that were swept away in a single moment? Could you rebuild, start again, make it what it was before?

Many Americans’ homeowners insurance doesn’t cover the full cost of replacing their home in case of total destruction. In fact, most Americans are underinsured by 38 percent (source: Marshall & Swift/Boeckh). That means that if your home cost $200,000, to rebuild, you could be out of pocket up to $76,000.

Things get even trickier when you take into account the rapidly rising cost of labor and building materials. Maybe it cost $200,000 to build your home 10 years ago, but today it could cost significantly more.

But when you purchase ErieSecure HomeSM, you don’t have to worry about any of that. With this special homeowner’s coverage, you’ll be able to replace your home 100 percent–guaranteed.

Is your home covered 100 percent? If you’re not sure, it’s time to find out. Call us today, and let’s talk about your family’s needs, and how we can make your home secure, no matter what happens.

Is Your Condo Covered?

Living in a condo brings together the best of both worlds — apartments and houses. You own the condo outright, so if you want to paint the walls electric purple, go for it. And you don’t have to worry about things like lawn maintenance or other pesky chores. Just as living in a condo is a unique blend of apartment living with homeownership, condo insurance is an interesting combination, too.

With the ErieSecure CondoSM program, you get the coverages that make sense for your condo lifestyle. It covers the basics, like protecting your property in case of destruction or theft, and making sure you’re protected from lawsuits on your property. It also gives you loss of use coverage, in case you need to stay in a hotel while major repairs are being made, or if the structure is destroyed. But its unique features make sure you’re covered if any additions you make to the property are destroyed or any upgrades you made to the condo are lost.

Living in a condo is a special experience, so make sure you have insurance that understands that. Call us today to find out more about ErieSecure Condo.