The Proof’s in the Pudding. Well, in this case, the policy..

The idiom is usually stated the proof is in the pudding and means that the end result is the mark of the success or failure of one’s efforts or planning. When it comes to auto insurance, Erie Insurance really listens to their customers wants and needs.

All coverage enhancements you see below is a prime example of Erie’s commitment to customer service. We believe securing your auto insurance with Erie Insurance provides you not only the best coverage in the industry, but the best claims experience anyone could want with their insurance company.

If you currently have Erie Insurance with our agency, take another look at the superior coverages available to you. This might be a great opportunity to call us and make changes to your policy.

If you don’t have Erie Insurance with our agency, give us a call to see if you qualify to move your policy over.

Call or email us.
(804) 675-4300

ERIE Rate Lock® Yes, with our ERIE Rate Lock option.
Lock in your rate guaranteed for 3 years.
First Accident Forgiveness 2 Yes, no surcharge the first time you’re at fault in an accident after you have been a customer for three years. Costs extra.
Diminishing Deductible Yes, reduced by $100 for each consecutive claims-free policy year, up to a maximum of $500. 3 Sometimes available and costs extra.
 Bundled Coverages Yes, you can expand your auto coverage for just pennies a day. (Great buy, especially if you own several cars.) Stand-alone feature with per vehicle fees.
Transportation Expense Yes, with comprehensive coverage. Additional days of coverage are available after settlement. Add it to collision coverage and pick from five classes of rental car options. 4 A daily dollar limit and the payment ends upon the settlement.
Road Service Yes, reasonable towing and required labor costs at the site where your car breaks down. 5 Typically, only up to a certain dollar amount.
New Car Protection Yes, If your new vehicle (up to 24 months old) is a total loss after an accident, it will be replaced with a new vehicle of the latest model year. 6 Limited. It may only be available for the first year after the vehicle is purchased. With ERIE, it’s up to two years.
Better Car Protection Yes. If your car (24 months+) is totaled, it can cover the balance of an auto loan (but not carry-over balances), or it can replace an older car with a vehicle two years newer. 6 Limited. The coverage replaces your older car with a vehicle just one model year newer. ERIE replaces with a model two years newer.
Additional/Replacement Autos or Trailers Yes, automatic coverage to the end of policy period on the owned vehicles that we insure. Usually limited to only 30 days.
Miscellaneous Vehicles Yes. When you insure a miscellaneous vehicle like a motorcycle with us and you buy a second one (has to be a similar type), automatic coverage applies to the end of the policy period. Usually limited to only 30 days.
Coverage for Non-owned Autos Yes, covers cars, moving vans (used for personal use), trailers or temporary substitutes. Usually doesn’t include moving vans.
1This information is a summary and does not include all coverages and benefits that are available or apply to all states. Coverages, benefits, limits and deductibles may vary. Talk to an ERIE agent for state-specific policy information.
2Available after the policyholder has been insured with ERIE for three years. Available immediately in North Carolina and with the ERIE Rate Protect policy in New York.
3Coverage must be purchased to be added to an auto policy. The deductible is reduced by $100 for each claims-free year up to a maximum reduction of $500. In New York, comprehensive deductible cannot be reduced to less than $50 and collision deductible cannot be reduced to less than $100.Diminishing deductible is not available in North Carolina.
4The five classes of rental car options are not available in Virginia and North Carolina. With transportation expenses, it is included in Virginia with comprehensive coverage and is optional with collision. In North Carolina, restrictions apply. Transportation expenses are only covered with vehicle theft claims. The limit is $15 per day and up to $450 per loss.
5Limitations apply in North Carolina and Virginia.
6Not available in North Carolina.
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